When people think about health insurance, most imagine it kicks in only after youâre admitted to a hospital. But in reality, with a good health insurance plan like Uniffy, your protection starts long before and lasts even after the hospital visit.
With rising medical costs, itâs important to know what your policy truly offersânot just hospitalization bills, but the hidden healthcare expenses that sneak up on you.
Letâs break it down: what else does Uniffy Health Insurance cover beyond hospital stays?
Table of Contents
- đ„ 1. Pre-Hospitalization ExpensesâBecause Treatment Starts Before Admission
- đ 2. Post-Hospitalization ExpensesâBecause Healing Doesnât End at Discharge
- đ©» 3. Diagnostic TestsâCatching Problems Early
- đ 4. Ambulance ChargesâNo More Paying Extra for Emergency Transport
- đïž 5. Day-Care ProceduresâTreatment Without 24-Hour Admission
- đ 6. Additional Wellness RewardsâA Little Thank You for Staying Healthy
- â Final Thoughts: Uniffy Covers You Every Step of the Way
đ„ 1. Pre-Hospitalization ExpensesâBecause Treatment Starts Before Admission
Most people forget that the real costs begin even before getting admitted:
- Doctor consultations đ©ș
- Lab tests đ§Ș
- Specialist visits
- Medicines prescribed before hospitalization
â Uniffy covers these pre-hospitalization costs for up to 30 or even 60 days, depending on your plan.
đĄ Example: If you have to undergo surgery, all the blood tests, x-rays, and checkups before the actual surgery day are included!
đ 2. Post-Hospitalization ExpensesâBecause Healing Doesnât End at Discharge
Just because youâre discharged doesnât mean the expenses stop.
You may need:
- Follow-up consultations
- Diagnostic scans
- Ongoing medicines
- Physiotherapy sessions
â Uniffy covers your post-hospitalization expenses for up to 60 to 90 days.
đĄ Example: A knee surgery may get you discharged in 3 days, but post-operative care could last months. Uniffyâs got you covered!
đ©» 3. Diagnostic TestsâCatching Problems Early
Good health insurance doesnât wait for emergencies.
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Uniffy covers the cost of diagnostic testsâespecially when they are part of treatment protocols.
From MRIs and CT scans to blood reports, these expensive tests can quickly burn a hole in your pocket without insurance.
đĄ Added bonus: Some Uniffy plans also offer free annual health check-ups to stay on top of your health.
đ 4. Ambulance ChargesâNo More Paying Extra for Emergency Transport
Ambulances are often overlooked in typical health plans, but the charges can be steepâespecially during emergencies or inter-hospital transfers.
â Uniffy covers ambulance expenses (road ambulance and in some cases air ambulance) as part of your policy.
đĄ In emergencies, itâs reassuring to know you wonât be billed âč2,000ââč10,000 extra for ambulances.
đïž 5. Day-Care ProceduresâTreatment Without 24-Hour Admission
Medical science is evolving, and many treatments now donât require overnight hospitalization:
- Cataract surgery
- Chemotherapy sessions
- Minor fracture repairs
- Dialysis
- Sinus surgeries
â Uniffy covers day-care proceduresâmeaning even a few hours at the hospital are treated as valid claims.
đĄ Traditional plans donât cover these, but Uniffy ensures zero compromise on quality care.
đ 6. Additional Wellness RewardsâA Little Thank You for Staying Healthy
Uniffy doesnât just cover you during illnessâit also rewards you for staying healthy:
- Free health checkups
- Loyalty reward points for no-claim years
- Discounts on renewals
- Cashbacks and offers for preventive care
đĄ You stay healthy, Uniffy helps you save more. Thatâs a win-win.
â Final Thoughts: Uniffy Covers You Every Step of the Way
With Uniffy, your health coverage starts before hospitalization, covers during treatment, and extends after discharge.
From ambulance rides to follow-ups, from diagnostic tests to wellness rewards, youâre supported every step of your health journey.
đ Want a health plan that works beyond just hospital stays?
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Check your personalized plan today at Uniffy.me and experience health insurance that actually works in real life.