Owning a car is a big milestone—whether it’s your first small hatchback or your dream SUV. But here’s the part most car owners forget: buying basic insurance is just the start.
Every day on Indian roads brings risks—minor dents, sudden breakdowns, engine troubles, and even natural disasters. That’s why more and more smart drivers are choosing Uniffy’s Private Car Insurance not just for mandatory third-party cover, but for smart add-ons that protect you from everyday hassles.
Table of Contents
- 💡 Why Basic Car Insurance Often Isn’t Enough
- ✅ The Must-Have Uniffy Add-Ons You Shouldn’t Miss
- 🎁 Why Uniffy Makes Add-Ons Smarter
- 🚀 Final Thoughts: Don’t Settle for Minimum, Drive Fully Protected
💡 Why Basic Car Insurance Often Isn’t Enough
Sure, third-party insurance is legally required. But it only protects others—not your own car. Even basic comprehensive plans sometimes leave you paying hefty bills during:
- Accidents
- Engine failures
- Flooding or water damage
- Flat tires or roadside breakdowns
That’s why Uniffy offers flexible, budget-friendly add-ons so you can upgrade your protection and avoid out-of-pocket surprises.
✅ The Must-Have Uniffy Add-Ons You Shouldn’t Miss
1. Zero Depreciation Cover
Ever faced a reduced claim amount because of ‘depreciation deductions’?
✅ With Uniffy’s Zero Depreciation Add-On, you get the full claim value of car parts during repairs—bumper to bumper, without any deductions.
💡 Best for: New car owners or anyone with a vehicle under 5 years.
2. Roadside Assistance Cover (RSA)
Flat tire? Dead battery? Vehicle breakdown on a lonely road?
✅ Uniffy’s Roadside Assistance Add-On gives you 24/7 help, including towing, minor repairs, fuel delivery, and emergency locksmith services.
💡 Best for: Daily commuters, long-distance drivers, and road-trippers.
3. Engine Protection Cover
Did you know standard insurance often doesn’t cover engine damage from floods or waterlogging?
✅ With Uniffy’s Engine Protect Add-On, you’re covered for damages to your engine, gearbox, and related parts due to water ingress or leakage.
💡 Best for: Metro city drivers and monsoon season protection.
4. Return to Invoice (RTI) Cover
In case of total loss or theft, basic insurance pays only IDV (depreciated value), leaving a big gap.
✅ Uniffy’s Return to Invoice Cover ensures you receive the full on-road price of your car, just like the invoice value.
💡 Best for: High-value cars or anyone who wants complete theft protection.
5. Consumable Cover
Car repairs involve small but costly consumables like engine oil, brake oil, nuts, bolts, etc., usually excluded from standard claims.
✅ With Uniffy’s Consumable Cover, you get 100% claim settlement, covering even these small expenses.
💡 Best for: Anyone who dislikes hidden repair costs.
🎁 Why Uniffy Makes Add-Ons Smarter
✔️ Transparent pricing – know exactly what you’re paying for
✔️ Cashless claims at hundreds of network garages
✔️ Digital dashboard to manage everything without paperwork
✔️ Loyalty rewards and claim-free bonuses to save on renewals
With Uniffy, you customize your protection, avoid surprise expenses, and stay stress-free on every drive.
🚀 Final Thoughts: Don’t Settle for Minimum, Drive Fully Protected
Your car deserves more than basic protection. Uniffy’s customizable car insurance plans with smart add-ons make sure you’re not caught off guard—whether it’s a small scratch or a major breakdown.
👉 Ready to upgrade your coverage and drive worry-free?
✅ Get your free Uniffy car insurance quote in just a few clicks at Uniffy.me and experience insurance made smarter, simpler, and more rewarding.