Buying a new car? Congratulations! Whether it’s your first car or an upgrade, that new-car feeling is special—fresh interiors, shiny paint, smooth engine… pure joy.
But here’s a reality check: owning a new car also comes with new responsibilities. And while it’s tempting to go for just third-party insurance (the bare minimum required by law), it could leave your dream car dangerously under-protected.
That’s why Uniffy’s Comprehensive Car Insurance Plan is a must-have for any new car owner. Here’s why smart drivers don’t take chances with basic cover.
Table of Contents
- 🚫 The Problem with Third-Party Only Insurance
- ✅ 3 Reasons Why Uniffy’s Comprehensive Plan Is the Smarter Choice
- 🚗 Real Story: Why Rohan Upgraded to Uniffy Comprehensive
- 🎉 Final Takeaway: Protect Your Investment the Smart Way
🚫 The Problem with Third-Party Only Insurance
Third-party insurance:
✔️ Covers damages you cause to others
❌ Doesn’t cover YOUR car’s damages
❌ Doesn’t cover accidents, theft, fire, or natural disasters
❌ Leaves you paying out-of-pocket for most major expenses
In short—it keeps you legal but doesn’t protect your investment.
✅ 3 Reasons Why Uniffy’s Comprehensive Plan Is the Smarter Choice
1. 🛡️ Full Protection from Accidents, Theft & Disasters
✅ Whether it’s a scratch in a parking lot, a road accident, a flood, or theft—Uniffy’s comprehensive plan has you covered.
💡 Imagine paying ₹10 lakh for your car, only to spend another ₹80,000 on repairs after one accident. Comprehensive insurance shields you from such unexpected blows.
Plus, with Uniffy’s wide cashless garage network, you can get repairs done without upfront payments.
2. 🎁 Smart Add-Ons Tailored for New Cars
New cars deserve the best protection. Uniffy lets you customize your plan with value-added options like:
- ✅ Zero Depreciation Cover – Full claims on all repairs, no value deductions
- ✅ Engine Protection – Save thousands during monsoon flooding
- ✅ Return to Invoice Cover – Get full invoice price back if your car is stolen or totaled
- ✅ Roadside Assistance – 24/7 help for breakdowns or emergencies
💡 These small add-ons can save you lakhs during your ownership.
3. 📉 Save More with Rewards, Even After Claims
Uniffy makes your car ownership more affordable over time:
✅ No Claim Bonus (NCB) rewards you for claim-free years—up to 50% off on renewals.
✅ Loyalty reward points further cut your costs.
✅ Transparent digital tracking means no hidden surprises at renewal.
💡 Smart drivers who stay claim-free enjoy bigger discounts every year—a win-win for safety and savings.
🚗 Real Story: Why Rohan Upgraded to Uniffy Comprehensive
Rohan bought his first sedan last year and opted for a cheap third-party policy. One minor accident later, he ended up paying ₹45,000 from his pocket.
This year, he switched to Uniffy’s comprehensive plan with zero-dep cover and now enjoys peace of mind, cashless repairs, and growing NCB rewards—without stressing about every scratch.
🎉 Final Takeaway: Protect Your Investment the Smart Way
Your new car deserves more than just legal coverage. With Uniffy, you get:
✅ Full protection, ✅ customization, ✅ rewards, ✅ digital convenience.
👉 Buying a new car? Don’t settle for less.
✅ Get a smart comprehensive quote from Uniffy.me and drive stress-free from day one.